THE HONG KONG UNIVERSITY OF SCIENCE AND TECHNOLOGY香港科技大學
香港科技大学 · CAIL 人工智能与法律研究中心
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Center Publications

Consumer Protection in AI–Governed Credit Markets cover
2026

Consumer Protection in AI–Governed Credit Markets: Algorithmic Bias and the Right to Explanation

Yidan Huang · Sirui Han

University of Illinois Journal of Law, Technology & Policy
2026 · Issue 2 · pp. 37–115

A comparative analysis of algorithmic bias, automated credit scoring and the right to explanation in the European Union and China, with reference to the United States.

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